Best CD Rates of January 2024: Highest Rates Up to 5.70%
By A Mystery Man Writer
Last updated 14 Jul 2024
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/sxxcwlCMQAKPvy2UThBCN0QZjMI=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/BestCDRates-539e984a15f949aa8928b076e04f11e5.jpg)
Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide. Right now, the best CD rate is 5.70% APY.
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.retireguide.com/wp-content/uploads/Annuities.png)
Best Current Fixed Annuity Rates - January 2024
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/5LxX89Cz0TqJO9L9gnQjFSPgO9U=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/Ridofranz-4e4535e435f4417c8cfb5ee98978bfe2.jpg)
Which of the Biggest U.S. Banks Pay the Best Savings and CD Rates?
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/pw3jaPgO2IrgE-IB7hYaMh1cyTM=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/OfftheChartsMortgageRates-4a5f2b7b1d274772bb75fdd399a972f1.jpeg)
CD Rate Trends, Week of December 5: Rates waver
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://y7w4v6p9.rocketcdn.me/wp-content/uploads/2023/06/Top-8-Reasons-to-Buy-an-Annuity-Infographic.png)
Best Fixed Annuity Rates, January 23, 2024
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/sd9fy_KSkohqIzTcOzQlo0yGtjY=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/GettyImages-1351490983-8cc57e9b1d0b45d595d868048d35e572.jpg)
CD Rate Trends, Week of October 31: Mid-term rates climb
18 CDs offering rates of 5.5% or higher in January 2024 - CBS News
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/mWxq-EexHVFmHf5J2QQEsWXNeK4=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/821TopCDs-23e541ac7ba3497595430e7b0cdee7be.png)
Top CD Rates Today: National Leader Holding at 5.75%, Plus One New
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://d29u10q7qlh006.cloudfront.net/m/i/1946/aqz8qjErviV-7tBXu7chvFH_HbM.png)
Best CD Rates for January 2024: Highest Rates Up to 5.70%
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.blueprintincome.com/_next/image?url=%2Fassets%2Fimages%2Fman-with-graph.png&w=750&q=75)
Best Guaranteed Fixed Annuity Rates for January 2024
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://www.investopedia.com/thmb/z6UZvFdBytuh22-ad8OujD5rPQ4=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/cdrates4-14-23-f579a89f897f4c359c8bd8136981445d.jpg)
Top CD Rates Today, April 14
![Best CD Rates of January 2024: Highest Rates Up to 5.70%](https://m.foolcdn.com/media/affiliates/original_images/Best_18-Month_CD_Rates_MFpdNQ2.png?width=1200)
Best 18-Month CD Rates for 2024
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