Best CD Rates of January 2024 (Earn up to 6.50% APY)
By A Mystery Man Writer
Last updated 14 Jul 2024
Find the best CD rates for terms from 3 months to 5 years. Our list includes FDIC-insured or NCUA-insured CDs paying up to 6.50% APY. Start saving today.
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://assets1.cbsnewsstatic.com/hub/i/r/2024/01/02/1950ed61-aa96-4fb8-91c3-2d0706c53739/thumbnail/1200x630/9d0d7d6de086f9cb0676faeae5d761c8/gettyimages-1459118867.jpg?v=1acc31b0e955989267fc7dd28b496c5e)
19 best 1-year CD rates for January 2024 - CBS News
Best CD Rates of January 2024 (Earn up to 6.50% APY)
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://www.bankrate.com/2023/11/10111158/Daily-CD-Rates-Tues.jpg)
Top CD Rates Today: Jan. 2, 2024 — APYs Remain High In The New Year
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://www.forbes.com/advisor/wp-content/uploads/2019/04/best-cd-rates-spiral-clock-e1605809569269.jpg)
10 Best CD Rates Of January 2024: Up To 5.87% – Forbes Advisor
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://www.annuityexpertadvice.com/wp-content/uploads/Current-CD-Rates.png)
Best CD Rates For January 2024 (Up to 5.75%)
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://www.investopedia.com/thmb/XRUECvi5rm1iego2SUTwipVQlj8=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/CDs-5e7ddeb39f7347339399f3fbc470958f.png)
CD Rate Trends, Week of January 30: Rates hold
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://themoneyninja.com/wp-content/uploads/2022/09/cd-rates-featured-image.png)
9 Best CD Rates for January 2024 (up to 5.50% APY) - The Money Ninja
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://image.cnbcfm.com/api/v1/image/107354824-1704469955634-gettyimages-1309966606-financialplanningandsavingconcept-07500.jpeg?v=1704469965)
Best 6-Month CD Rates for February 2024 (up to 5.50% APY)
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://www.annuityexpertadvice.com/wp-content/uploads/cd-laddering.png)
Best CD Rates For January 2024 (Up to 5.75%)
![Best CD Rates of January 2024 (Earn up to 6.50% APY)](https://time.com/personal-finance/static/69064b37863b7862a10f9a6e433f2f75/af41e/popular-direct.jpg)
Best CD Rates for January 2024 - Up to 5.75%
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